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Income Planning

The Secure Retirement Maximizer™


People spend their lives accumulating a large net worth made up of assets such as a business or investments. Unfortunately, many of these same people are unsure of how to position the assets to provide lifetime income.

The fact is that accumulating assets and producing income with those assets require vastly different strategies.

The Secure Retirement Maximizer™ (SRM™) is a proven tool that creates a game plan to provide a consistent stream of predictable income while simultaneously achieving other financial goals.


The SRM™ provides answers to questions such as:

  • Should I have multiple investment strategies?
  • What is the percentage chance in the best-case and worst-case scenarios of having income from all resources?
  • Do I have enough inflation adjusted income to live on for the rest of my life?
  • Do I need an investment game plan for what to do when I sell property or a business?

Other benefits of The Secure Retirement Maximizer™ also include:

  • Greater Financial Clarity
  • Increased Happiness
  • Less Stress
  • A path towards a more predictable future


We analyze all financial assets and determine the optimal way to position the assets. This produces an optimal sequence of use that will provide the highest likelihood of receiving your desired income for as long as you want.

The SRM™ process begins by doing straight line projections based on each individual client’s situation and corresponding assumptions. This projection is used as a starting point.

Based on the limitation of straight line modeling, and to address sequence of returns risk, we utilize Monte Carlo simulations, a statistical probability tool, that transitions the perspective from the less realistic straight line model to a more real-world based model that factors in different sequences of fluctuating investment returns over time.

Every plan we do is customized specifically for each individual client. We run multiple scenarios based on the multiple “what if” variables that the client may be contemplating.

It would be our pleasure to be a resource for you and your family. Please contact us to explore how we can help you get back to what matters most.